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Insurance Claim FAQ with Auto Collision

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Today’s world provides plenty of distractions making the probability of an accident occurring greater than ever before.  Even if you are the safest driver on the road, accidents happen.  There are imperative steps to be taken after an accident occurs.  From taking details at the scene to filing an insurance claim, dealing with an accident can be overwhelming.  The professionals at St. Laurent Collison Center have created a list of frequently asked questions regarding collision repair claims.  Litchfield NH residents and the surrounding areas have come to trust the expertise of St. Laurent.  With over 55 years of experience, St. Laurent has provided customers dependable, quality collision repair services.

 

How much does St. Laurent charge for a repair estimate?
At St. Laurent’s Collision Center, we will gladly look over your vehicle and provide a free estimate for repair.

If my insurance company already wrote an estimate, do I need one from the auto body shop as well?
No.  Providing the auto body shop with the estimate from your insurance company is all that is needed to get started with repair work.

What if the estimate my insurance company has written isn’t enough to cover the actual damage?
Some estimates are just what they are called, estimates. If there are additional damages or charges that the insurance company overlooked, your technician will call your insurance company for approval on your behalf.

Do I have to pay for damages prior to repairing my vehicle?
No! Payment is required when you pick up your vehicle.

How do I properly endorse an insurance check?
This depends on how the check is made payable.  If an insurance check is just made payable to you, your signature is all that is required. However, if there is a loan on your vehicle, the insurance company may make the check out to both you and your lienholder.  In this instance, it is best to check with the lienholder on their policy.  Be prepared as it may take several weeks before they are able to endorse the check, depending on what they require for paperwork.

 

Whatever your needs may be, make St. Laurent Collision center your go to for collision repair in Litchfield, NH and other surrounding towns.  For more information on how to obtain your free estimate, contact them today at (603) 882-6822.

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Five Ways to Prepare for Auto Collision Repair

While plenty of people who have licenses try their best to be safe and drive well, there are always individuals who don’t. Accidents happen, as the saying goes. Whether you anticipate it or not, auto collisions can occur to anyone at anytime. While you may not be able to prevent an event from happening, you can have a plan in case you need collision repair in Nashua NH.

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1.) Obtain (Or Check the Status of) Insurance

It’s always good to have insurance for the important things in life: health, future planning, and your vehicle. If you already have insurance, check how much they can cover regarding repair costs. That way you know what you need to pay if you get in an accident. If you don’t have insurance, it’s wise to save up and sign up.

2.) Maintain Your Car

Your car looks worse for wear when it gets involved in a collision, but if it’s in good shape, it may be salvageable. Regular maintenance check-ups and cleaning will make your car much easier to work with when it requires collision repair in Nashua NH.

3.) Have Emergency Contacts

As long as you’re safe and able to travel after checking in with law enforcement,  you should have someone pick you up and take you where you need to go. Whether you need a lift to our garage, the hospital, or somewhere else, it’s always smart to have someone in your phone contacts to count on when times are tough.

4.) Carry Necessary Paperwork

Of course, you shouldn’t bring any information that could compromise you, but having insurance information at the ready can make the aftermath of an accident run much smoother. Keep it with you, and you’ll be able to speed up the process.

5.) Drive Defensively

One of the best ways to prevent accidents is driving with care and caution. Although it doesn’t completely prevent collisions, being a safe driver is always smart in the first place.

When you experience a crash, it can be tough, but you can get through it easier if you have a plan of action. Bear the above tips in mind, and visit St. Laurent Collision Center when you need collision repair in Nashua NH. Give us a call at (603)-882-6822 and see what we can do for you today!

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Four Things To Keep In Mind After A Collision

When you encounter difficult situations, it’s hard to stay focused and figure out a way to get through it. Especially when it’s something as dangerous and frightening as a collision, keeping a level head is difficult, but achievable. When you keep certain things in mind, though, you can make it through and set up collision repair in Nashua, NH.

 

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1.) Emergency contact(s)

No matter the situation, you should have an emergency contact to rely on to get you out of trouble. Of course, you should make sure they are qualified to assist you with the issue. Recall who you can contact, have their number ready and contact them as soon as possible after you are safe and coherent.

 

2.) The safety of you and all involved

First things first: check on the other people involved in the collision and see if they are okay. In any case, contact law enforcement to follow proper protocol and achieve the safest state possible. Check your surroundings and ensure everyone is safe.

 

3.) Where to go

You’re going to need to get your vehicle fixed if it’s damaged, of course. You should have a go-to garage or mechanic that you know will help you with your troubles. For excellent collision repair in Nashua, NH you can count on St. Laurent Collision Center.

 

4.) Details of the incident

You’re going to need to report the accident, and that means recalling all of the details you can. Remember all of the briefest tidbits so you can paint a clear picture for insurance companies, officers, and mechanics. That way, they’re able to help you the best way possible.

 

 

Though collisions can be scary, you don’t need to think all hope is gone. Do your best to keep your head above water and call St. Laurent Collision Center when you need collision repair in Nashua, NH. Give us a call at (603)-882-6822 and see what we can do for you today!

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Don’t Ignore These Warning Signs!

Us humans get caught up in all kinds of events, and it is easy to neglect the small things. Especially when we get overwhelmed, taking care of seemingly mundane tasks is the last thing on our list. However, owning a vehicle bears great responsibility – including keeping up with all kinds of repairs. While a flashing light may seem annoying, it is best to visit an auto body shop in NH before these small warning signs get worse.

 

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1.) “Check engine” light

One of the most common warning signs, and easily one of the more annoying ones! This little light encompasses plenty of meanings: your vehicle could be dealing with anything from a loose gas cap to loose engine parts also. Since there is no direct correlation to what happens under the hood, it is better to visit a shop and get it checked instead of ignoring it.

 

2.) Loud noises

Your car has plenty of mechanisms in place to ensure it stays quiet and moves smoothly. Unless you installed a mod on your engine that makes it louder on purpose, you should not hear any loud noise coming from underneath the hood. Get it checked immediately.

 

3.) Shaking

Just like loud noises, shaking is not expected, nor is it normal. It could indicate loose parts, unhinged pieces, or worse. This is something to get observed ASAP.

 

4.) Black exhaust

Your exhaust system takes air in and turns it into safe, breathable gas. The process should leave anything coming out of the tailpipe clear. If you notice a black or murky color, visit an auto body shop in NH and see if your exhaust system is in check.

 

5.) Dull lights

All of your lights need to be in top shape. They keep your visibility high, and help you see any hazards that may appear on the road. Whether it is a headlight or taillight, it should be replaced and observed regularly.

 

 

When you notice something is “off” in your car, it is always better to be safe than sorry. If you notice these signs or require other repairs also, visit St. Laurent Collision Center, an auto body shop in NH you can believe in.

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I’ve been in an accident. Now what?

Unexpected situations take us by surprise and can be, unfortunately, deadly. It is best to stay alert and prepared in case these situations arise. You probably know all about driving safety, but they do not focus too much on accidents during driving school – other than how to prevent them, of course. When you require collision repair in NH, go through these steps and try to manage the accident.

 

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1.) Get All Pertinent Information

This is key, especially if you have vehicle insurance. Speak with all of those involved in the accident and obtain plate numbers, insurance information, phone numbers, and names. You have what you need to get started.

 

2.) Call Dispatchers

Even if you are not completely hurt, it is wise to contact EMTs just in case. They can get blood levels and other medical information to check in on your condition and update you. If you cannot move or have no means of contact, find someone to do it for you.

 

3.) Contact Your Insurance Company

Your accident is not the first your insurance company has seen, and they will be able to guide you in the right direction. Explain everything, and they will help move the process forward. Make sure the other parties call their companies as well.

 

4.) Find A Temporary Vehicle

Depending on their policies, plenty of shops that offer collision repair in NH have rental cars available for these situations. Or, if you are in a pinch, contact a friend or family member and see if they will offer rides. Plus, there is always public transportation!

 

5.) Visit Us

St. Laurent Collision Center specializes in repairing vehicles that have been damaged in accidents. We have plenty of experience, tools, and know-how. So, we will get you back on the road in no time.

 

 

Getting in an accident is scary, but with a game plan, it can be a bit easier to deal with. Bear these tips in mind and contact St. Laurent Collision Center any time you require collision repair in NH at (603)-882-6822!

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Our Equipment Stands Out

Dealing with collision repair in NH is enough of a task. Worrying about the effectiveness of the equipment valid, and you want to trust the shop’s equipment before you drop money on repairs. When you visit St. Laurent Collision Center, have faith. Our equipment is suited and ready for all kinds of repairs, and will get the job done.

 

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Variety

We understand that no one collision is alike, and vehicle shapes and sizes also vary. When you’re in a pinch and need a mechanic, them having a full range of equipment is essential. Our equipment does it all, from straightening frames to removing debris – and we have all of the parts to make it happen.

 

Technology

As time moves forward, so does technology. While some inventions are duds, plenty of innovative measures for collision repair in NH have come down the pipeline. Our shop is stacked with enhanced, well-made equipment, including a computerized uni-body/frame measuring system that delivers precise dimensions.

 

Knowledge

Since we have worked in the auto industry for a long time, we know all of the correct sources and places to find reliable information. As a result, we find the best, most up-to-date technology and equipment for repairs.

 

Aesthetics and Value

While fixing your car is the priority, we also have equipment that caters to the aesthetic needs of your vehicle as well. Our DeVilbiss heated spray booth will provide a beautiful shine to your car and make it look beautiful. It is the perfect finishing touch after a successful fix.

 

 

At St. Laurent Collision Center, we have equipment you can trust that works. We stock our shop with the latest and most efficient machinery to keep your vehicle in quality shape. So, when you have an accident and need collision repair in NH ASAP, call us at (603)-882-6822!