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Why does there always seem to be supplemental damage found once my car goes in for auto body repair?

Please be aware that the auto body repair shop must follow the process set forth by the insurance company who is managing your auto body repair claim. Whether an insurance adjuster wrote your original estimate or the body shop wrote your original estimate the insurance company will typically not allow them to write for unseen/hidden damage even if more damage is suspected. This means that the person writing the estimate can only write for damage they can actually see and take photos of. If the vehicle is drive-able at the time the estimate is written then the vehicle will not be torn down to assess for further damage until it is actually dropped off at the shop for the repair. This allows you to continue driving the vehicle until your repair can be scheduled.

This is why it is not uncommon for an auto body shop to report supplemental damage once a vehicle is dropped off for repair and has the opportunity to tear the vehicle down. This allows the estimator to see the previously hidden damage take photos and report it to the insurance company. At this point the insurance company will either give the approval to move forward with the repair or in some cases they may want to come out and review the additional damage them selves. Be aware that additional damage may increase the cost of the repair and can also extend the time it takes to complete the repair. The insurance company will cover the additional damage if it is related to the accident and if you are in a rental they will typically extended the rental to cover the additional time it may take to fix the supplemental damage found. Your auto body shop should have an open line of communication with you and the insurance company keeping you both fully informed.

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How to Deal with a Car Accident While on Vacation

Everyone looks forward to going on vacation this time of year. No one ever expects that they may find them selves in a car accident while on vacation. But it does happen, dealing with a car accident while away on vacation can be more than stressful. There may be a number of factors that further complicate the situation.

  • You may be far away from home in an unfamiliar location
  • You may not know who to contact for assistance
  • You may have been driving a rental instead of your own vehicle
  • You may be dealing with injuries that require you to stay put for an extended period of time.

If involved in an car accident while on vacation you should keep the following things in mind:

  • Call 911: Always call 911 no matter where the accident occurs. If you are unable to call, ask a passenger or passersby to call for you. Please note that calls to 911 from an out-of-state phone number will reach local emergency responders.
  • Check for injuries: Always put your health first. Even if you don’t notice any mediate signs of injury you should still consider getting checked by a local emergency room.
  • Get the police report: Always request a copy of the police report. Do so right away, as it can be difficult to obtain a police report once you have returned home.
  • Notify the Rental Company: If the accident occurred in a rental car you must notify the rental car company of the accident as soon as possible. Even if you refused insurance from the rental company, your auto insurance may still cover you. Always check with your insurance company prior to declining rental insurance.
  • Capture the details of the accident scene: Take pictures of the accident scene, the vehicles involved, and any thing else that would provide evidence related to the accident.
  • Collect the other Parties Insurance Details: Immediately exchange insurance and contact information with the other parties involved in the accident and any witnesses. This information may be difficult to gather later.
  • Contact Your Lawyer: It is important to ensure that your rights are protected no matter where your car accident occurred.

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Insurance Claim FAQ with Auto Collision

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Today’s world provides plenty of distractions making the probability of an accident occurring greater than ever before.  Even if you are the safest driver on the road, accidents happen.  There are imperative steps to be taken after an accident occurs.  From taking details at the scene to filing an insurance claim, dealing with an accident can be overwhelming.  The professionals at St. Laurent Collison Center have created a list of frequently asked questions regarding collision repair claims.  Litchfield NH residents and the surrounding areas have come to trust the expertise of St. Laurent.  With over 55 years of experience, St. Laurent has provided customers dependable, quality collision repair services.

How much does St. Laurent charge for a repair estimate?
At St. Laurent’s Collision Center, we will gladly look over your vehicle and provide a free estimate for repair.

If my insurance company already wrote an estimate, do I need one from the auto body shop as well?
No.  Providing the auto body shop with the estimate from your insurance company is all that is needed to get started with repair work.

What if the estimate my insurance company has written isn’t enough to cover the actual damage?
Some estimates are just what they are called, estimates. If there are additional damages or charges that the insurance company overlooked, your technician will call your insurance company for approval on your behalf.

Do I have to pay for damages prior to repairing my vehicle?
No! Payment is required when you pick up your vehicle.

How do I properly endorse an insurance check?
This depends on how the check is made payable.  If an insurance check is just made payable to you, your signature is all that is required. However, if there is a loan on your vehicle, the insurance company may make the check out to both you and your lienholder.  In this instance, it is best to check with the lienholder on their policy.  Be prepared as it may take several weeks before they are able to endorse the check, depending on what they require for paperwork.

 

Whatever your needs may be, make St. Laurent Collision center your go to for collision repair in Litchfield, NH and other surrounding towns.  For more information on how to obtain your free estimate, contact them today at (603) 882-6822.

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Making Collision Repair A Snap

As we grow and learn new things, there is no shortage of ideas and inventions that come around. Innovations come in every shape and size and affect every facet of our lives while trickling into various industries. Even collision repair in the Hudson NH area is changing, but St. Laurent Collision Center is excited about these innovations that improve our services!

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Say Goodbye to Bends

Machines like a Uni-Body/Frame Straightening system ensure there is little room for error when you need to get a vehicle frame straightened out. These types of machinery measure vehicles and straighten them, so the frame is no longer riddled with dents or bends.


Computers Offer Precise Measurements

Some systems use computers to assess a vehicle’s body. The technicality behind this machinery offers the precision and detail necessary for complete, thorough, and accurate repairs. Cameras, scanners, and more that are used in computers have a lot to offer and are almost certain to improve as time goes on.


Bigger and Better Spray Booths

While spray booths are hardly new around shops that offer collision repair, they keep getting better and better. For example, St. Laurent Collision Center has a spray booth that is downdraft and heated.  They can customize temperature and angles to ensure a thorough wash to make a vehicle look brand new.



Making quality products that deliver results requires technology. As technology ebbs and flows, great developments come around and improve all aspects of life. From the phones in our hand to garages offering top-notch services, technology is all around us and shifts consistently. For collision repair in the Hudson NH area that uses traditional and new technology alike, contact St. Laurent Collision Center. Give us a call at (603)-882-6822 and see what we can do for you today!

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What To Expect From St. Laurent Collision Center

When you need collision repair in NH, you have to be sure of the company you invest your time and money in. After all, your vehicle is precious and you rely on it daily. It needs to stay safe and be cared for. When you call St. Laurent Collision Center, you can be confident that we will do our best to repair your vehicle. Several parts of our business keep customers coming back time and time again.

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1.) Experience

Vehicles are not simple machines, so you need experts who understand them to go under the hood and assess issues that come up. We have been in business since 1961, and are proud of our dedication and the knowledge we have acquired through hard work.

2.) Advanced Parts

Since we have been in the industry for a while, we know where to go to find the most efficient, well-made parts to take care of your vehicle. Our machinery comes with the latest technology and consequently gets the job done.

3.) Strong Customer Service

We know how important customers are to a company. We simply would not be here without your patronage, so the least we can do is reward you with a smile. Count on us for reliable, communicative, and efficient customer service, also.

4.) Variety of Services

No two cars or collision incidents are the same, and we are prepped with a variety of services to take care of all kinds of collision problems. We have the knowledge, parts, and also experience to perform plenty of types of services on a car.

5.) A…Moose?

You read that right! Our mascot is a big purple moose named Gerald, and he stands proudly outside of our office. We doubt you’ve seen a shop with a mascot this cool.

St. Laurent Collision Center is proud to provide quality collision repair in NH. Give us a call at (603)-882-6822 and see what we’re all about!

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Four Things To Keep In Mind After A Collision

When you encounter difficult situations, it’s hard to stay focused and figure out a way to get through it. Especially when it’s something as dangerous and frightening as a collision, keeping a level head is difficult, but achievable. When you keep certain things in mind, though, you can make it through and set up collision repair in Nashua, NH.

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1.) Emergency contact(s)

No matter the situation, you should have an emergency contact to rely on to get you out of trouble. Of course, you should make sure they are qualified to assist you with the issue. Recall who you can contact, have their number ready and contact them as soon as possible after you are safe and coherent.

2.) The safety of you and all involved

First things first: check on the other people involved in the collision and see if they are okay. In any case, contact law enforcement to follow proper protocol and achieve the safest state possible. Check your surroundings and ensure everyone is safe.

3.) Where to go

You’re going to need to get your vehicle fixed if it’s damaged, of course. You should have a go-to garage or mechanic that you know will help you with your troubles. For excellent collision repair in Nashua, NH you can count on St. Laurent Collision Center.

4.) Details of the incident

You’re going to need to report the accident, and that means recalling all of the details you can. Remember all of the briefest tidbits so you can paint a clear picture for insurance companies, officers, and mechanics. That way, they’re able to help you the best way possible.

Though collisions can be scary, you don’t need to think all hope is gone. Do your best to keep your head above water and call St. Laurent Collision Center when you need collision repair in Nashua, NH. Give us a call at (603)-882-6822 and see what we can do for you today!

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Don’t Ignore These Warning Signs!

Us humans get caught up in all kinds of events, and it is easy to neglect the small things. Especially when we get overwhelmed, taking care of seemingly mundane tasks is the last thing on our list. However, owning a vehicle bears great responsibility – including keeping up with all kinds of repairs. While a flashing light may seem annoying, it is best to visit an auto body shop in NH before these small warning signs get worse.

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1.) “Check engine” light

One of the most common warning signs, and easily one of the more annoying ones! This little light encompasses plenty of meanings: your vehicle could be dealing with anything from a loose gas cap to loose engine parts also. Since there is no direct correlation to what happens under the hood, it is better to visit a shop and get it checked instead of ignoring it.

2.) Loud noises

Your car has plenty of mechanisms in place to ensure it stays quiet and moves smoothly. Unless you installed a mod on your engine that makes it louder on purpose, you should not hear any loud noise coming from underneath the hood. Get it checked immediately.

3.) Shaking

Just like loud noises, shaking is not expected, nor is it normal. It could indicate loose parts, unhinged pieces, or worse. This is something to get observed ASAP.

4.) Black exhaust

Your exhaust system takes air in and turns it into safe, breathable gas. The process should leave anything coming out of the tailpipe clear. If you notice a black or murky color, visit an auto body shop in NH and see if your exhaust system is in check.

5.) Dull lights

All of your lights need to be in top shape. They keep your visibility high, and help you see any hazards that may appear on the road. Whether it is a headlight or taillight, it should be replaced and observed regularly.

When you notice something is “off” in your car, it is always better to be safe than sorry. If you notice these signs or require other repairs also, visit St. Laurent Collision Center, an auto body shop in NH you can believe in.

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I’ve been in an accident. Now what?

Unexpected situations take us by surprise and can be, unfortunately, deadly. It is best to stay alert and prepared in case these situations arise. You probably know all about driving safety, but they do not focus too much on accidents during driving school – other than how to prevent them, of course. When you require collision repair in NH, go through these steps and try to manage the accident.

Collision repair in NH

1.) Get All Pertinent Information

This is key, especially if you have vehicle insurance. Speak with all of those involved in the accident and obtain plate numbers, insurance information, phone numbers, and names. You have what you need to get started.

2.) Call Dispatchers

Even if you are not completely hurt, it is wise to contact EMTs just in case. They can get blood levels and other medical information to check in on your condition and update you. If you cannot move or have no means of contact, find someone to do it for you.

3.) Contact Your Insurance Company

Your accident is not the first your insurance company has seen, and they will be able to guide you in the right direction. Explain everything, and they will help move the process forward. Make sure the other parties call their companies as well.

4.) Find A Temporary Vehicle

Depending on their policies, plenty of shops that offer collision repair in NH have rental cars available for these situations. Or, if you are in a pinch, contact a friend or family member and see if they will offer rides. Plus, there is always public transportation!

5.) Visit Us

St. Laurent Collision Center specializes in repairing vehicles that have been damaged in accidents. We have plenty of experience, tools, and know-how. So, we will get you back on the road in no time.

Getting in an accident is scary, but with a game plan, it can be a bit easier to deal with. Bear these tips in mind and contact St. Laurent Collision Center any time you require collision repair in NH at (603)-882-6822!

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Our Equipment Stands Out

Dealing with collision repair in NH is enough of a task. Worrying about the effectiveness of the equipment valid, and you want to trust the shop’s equipment before you drop money on repairs. When you visit St. Laurent Collision Center, have faith. Our equipment is suited and ready for all kinds of repairs, and will get the job done.

Collision Repair in NH

Variety

We understand that no one collision is alike, and vehicle shapes and sizes also vary. When you’re in a pinch and need a mechanic, them having a full range of equipment is essential. Our equipment does it all, from straightening frames to removing debris – and we have all of the parts to make it happen.

Technology

As time moves forward, so does technology. While some inventions are duds, plenty of innovative measures for collision repair in NH have come down the pipeline. Our shop is stacked with enhanced, well-made equipment, including a computerized uni-body/frame measuring system that delivers precise dimensions.

Knowledge

Since we have worked in the auto industry for a long time, we know all of the correct sources and places to find reliable information. As a result, we find the best, most up-to-date technology and equipment for repairs.

Aesthetics and Value

While fixing your car is the priority, we also have equipment that caters to the aesthetic needs of your vehicle as well. Our DeVilbiss heated spray booth will provide a beautiful shine to your car and make it look beautiful. It is the perfect finishing touch after a successful fix.

At St. Laurent Collision Center, we have equipment you can trust that works. We stock our shop with the latest and most efficient machinery to keep your vehicle in quality shape. So, when you have an accident and need collision repair in NH ASAP, call us at (603)-882-6822!

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Practicing Safe Driving Habits

We know: whether it came from your mother or your driving instructor, you’ve heard plenty about driving safety already, we’re sure. Still, it is never bad to have a refresher. Staying safe is a priority for you and anyone who enters your vehicle. Follow the tips below, and you are sure to avoid visiting an auto body shop in NH.

1.) Obey Speed Limits

They are enforced for a reason. While it may seem like you can drive quickly through the area, it is for the best. It keeps everything moving at a steady pace, and you will find enough time to get to your destination – don’t worry.

2.) Stay Alert

That phone call or text message can wait. You need to see all of the hazards, pedestrians, and other things on the road. It can be very dangerous to look away, and chances are you will find yourself at an auto body shop in NH if you do not pay attention while behind the wheel.

3.) Don’t Ignore Warnings

A “check engine” light may indicate something minor, sure, but it is always better to be safe than sorry. When you notice something moving like it should not or anything acting unusual in your vehicle, it is best to get it checked out. You will be safer, and if it is not a big deal in the end, you won’t end up having to spend any money!

4.) Know The Area

If you are about to visit a new space for the first time, do a bit of homework. See what the terrain, weather, and street layouts are like. This way, you will not be lost behind the wheel and struggle to find your way.

5.) Avoid Dangerous Weather

Is it really worth it to go out in the snowstorm? Our gut instincts are rarely wrong, so if you think you are incapable of handling the hazardous conditions that come from inclement weather, go with your gut and stay inside.

With these tips and more knowledge, you will be a smart, successful driver in no time. There is always time for safety. If you do find yourself in a sticky situation and need an auto body shop in NH, give St. Laurent Collision Center a call at (603)-882-6822!