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How to Deal with a Car Accident While on Vacation

Everyone looks forward to going on vacation this time of year. No one ever expects that they may find them selves in a car accident while on vacation. But it does happen, dealing with a car accident while away on vacation can be more than stressful. There may be a number of factors that further complicate the situation.

  • You may be far away from home in an unfamiliar location
  • You may not know who to contact for assistance
  • You may have been driving a rental instead of your own vehicle
  • You may be dealing with injuries that require you to stay put for an extended period of time.

If involved in an car accident while on vacation you should keep the following things in mind:

  • Call 911: Always call 911 no matter where the accident occurs. If you are unable to call, ask a passenger or passersby to call for you. Please note that calls to 911 from an out-of-state phone number will reach local emergency responders.
  • Check for injuries: Always put your health first. Even if you don’t notice any mediate signs of injury you should still consider getting checked by a local emergency room.
  • Get the police report: Always request a copy of the police report. Do so right away, as it can be difficult to obtain a police report once you have returned home.
  • Notify the Rental Company: If the accident occurred in a rental car you must notify the rental car company of the accident as soon as possible. Even if you refused insurance from the rental company, your auto insurance may still cover you. Always check with your insurance company prior to declining rental insurance.
  • Capture the details of the accident scene: Take pictures of the accident scene, the vehicles involved, and any thing else that would provide evidence related to the accident.
  • Collect the other Parties Insurance Details: Immediately exchange insurance and contact information with the other parties involved in the accident and any witnesses. This information may be difficult to gather later.
  • Contact Your Lawyer: It is important to ensure that your rights are protected no matter where your car accident occurred.

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Insurance Claim FAQ with Auto Collision

collision repair Litchfield NH

Today’s world provides plenty of distractions making the probability of an accident occurring greater than ever before.  Even if you are the safest driver on the road, accidents happen.  There are imperative steps to be taken after an accident occurs.  From taking details at the scene to filing an insurance claim, dealing with an accident can be overwhelming.  The professionals at St. Laurent Collison Center have created a list of frequently asked questions regarding collision repair claims.  Litchfield NH residents and the surrounding areas have come to trust the expertise of St. Laurent.  With over 55 years of experience, St. Laurent has provided customers dependable, quality collision repair services.

How much does St. Laurent charge for a repair estimate?
At St. Laurent’s Collision Center, we will gladly look over your vehicle and provide a free estimate for repair.

If my insurance company already wrote an estimate, do I need one from the auto body shop as well?
No.  Providing the auto body shop with the estimate from your insurance company is all that is needed to get started with repair work.

What if the estimate my insurance company has written isn’t enough to cover the actual damage?
Some estimates are just what they are called, estimates. If there are additional damages or charges that the insurance company overlooked, your technician will call your insurance company for approval on your behalf.

Do I have to pay for damages prior to repairing my vehicle?
No! Payment is required when you pick up your vehicle.

How do I properly endorse an insurance check?
This depends on how the check is made payable.  If an insurance check is just made payable to you, your signature is all that is required. However, if there is a loan on your vehicle, the insurance company may make the check out to both you and your lienholder.  In this instance, it is best to check with the lienholder on their policy.  Be prepared as it may take several weeks before they are able to endorse the check, depending on what they require for paperwork.

 

Whatever your needs may be, make St. Laurent Collision center your go to for collision repair in Litchfield, NH and other surrounding towns.  For more information on how to obtain your free estimate, contact them today at (603) 882-6822.

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Practicing Safe Driving Habits

We know: whether it came from your mother or your driving instructor, you’ve heard plenty about driving safety already, we’re sure. Still, it is never bad to have a refresher. Staying safe is a priority for you and anyone who enters your vehicle. Follow the tips below, and you are sure to avoid visiting an auto body shop in NH.

1.) Obey Speed Limits

They are enforced for a reason. While it may seem like you can drive quickly through the area, it is for the best. It keeps everything moving at a steady pace, and you will find enough time to get to your destination – don’t worry.

2.) Stay Alert

That phone call or text message can wait. You need to see all of the hazards, pedestrians, and other things on the road. It can be very dangerous to look away, and chances are you will find yourself at an auto body shop in NH if you do not pay attention while behind the wheel.

3.) Don’t Ignore Warnings

A “check engine” light may indicate something minor, sure, but it is always better to be safe than sorry. When you notice something moving like it should not or anything acting unusual in your vehicle, it is best to get it checked out. You will be safer, and if it is not a big deal in the end, you won’t end up having to spend any money!

4.) Know The Area

If you are about to visit a new space for the first time, do a bit of homework. See what the terrain, weather, and street layouts are like. This way, you will not be lost behind the wheel and struggle to find your way.

5.) Avoid Dangerous Weather

Is it really worth it to go out in the snowstorm? Our gut instincts are rarely wrong, so if you think you are incapable of handling the hazardous conditions that come from inclement weather, go with your gut and stay inside.

With these tips and more knowledge, you will be a smart, successful driver in no time. There is always time for safety. If you do find yourself in a sticky situation and need an auto body shop in NH, give St. Laurent Collision Center a call at (603)-882-6822!

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Preparing Your Car For Summer

Finally, spring is here and we can enjoy the warmer weather.From auto detailing in NH to subtle body improvements, there are plenty of options to make your vehicle summer ready. Plenty of people focus on cleaning their homes, but there is plenty you can do for your car.

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Check Oil

Temperature can affect oil’s texture, function, and other components. If oil does not work, it compromises many functions of the vehicle and can lead to plenty of issues down the line. When seasons shift, it is best to be sure your oil is working and that you have plenty of it.

Car Detailing

Ready to give your vehicle a fresh look? St. Laurent Collision Center offers a few quality packages for auto detailing in NH. Your vehicle will look its best and be ready to withstand the elements. Snow can leave debris, and a deep cleaning will remedy any unsightly marks from the colder weather.

Window Tint Installation

While they may not be legal across the country, there are definitely plenty of areas where it is approved. A sleek window tint reduces heat, conserves energy, and offers a sleek look to your car.

Keep An Eye On Services

If it has been about a year since you received an inspection, it is time to get your vehicle looked over. This also goes for oil changes, minor repairs, or any other things that need some fixing. Make sure all of your parts are in order before you break down on the way to the beach!

With a little bit of TLC and updates, your car will be ready for all summer has to bring. Be sure to contact St. Laurent Collision Center for all of your detailing in NH needs! Give us a call at (603)-882-6822!